Call reports 2001
DAKOTA HERITAGE BANK — 2001
What DAKOTA HERITAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,324,000 | 20,683,000 | 21,079,000 | 26,332,000 |
| Total loans | 12,836,000 | 16,016,000 | 16,126,000 | 17,021,000 |
| Allowance for loan losses | 203,000 | 207,000 | 208,000 | 206,000 |
| Securities available for sale | 3,809,000 | 3,604,000 | 3,334,000 | 3,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,275,000 | 16,738,000 | 16,723,000 | 24,060,000 |
| Interest-bearing deposits | 16,013,000 | 14,835,000 | 14,491,000 | 19,710,000 |
| Noninterest-bearing deposits | 2,262,000 | 1,903,000 | 2,232,000 | 4,350,000 |
| Equity capital | 1,730,000 | 1,810,000 | 1,914,000 | 1,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 802,000 | 1,208,000 | 1,592,000 |
| Interest expense | 190,000 | 377,000 | 568,000 | 724,000 |
| Net interest income | 188,000 | 425,000 | 640,000 | 868,000 |
| Noninterest income | 23,000 | 47,000 | 72,000 | 102,000 |
| Noninterest expense | 146,000 | 301,000 | 448,000 | 710,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 75,000 | 172,000 | 277,000 | 273,000 |
| Income tax | 12,000 | 24,000 | 35,000 | 80,000 |
| Net income | 63,000 | 148,000 | 242,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,672,000 | 1,757,000 | 1,850,000 | 1,727,000 |
| Total capital | 1,875,000 | 1,964,000 | 2,058,000 | 1,933,000 |
| Risk-weighted assets | 16,344,000 | 16,663,000 | 16,842,000 | 18,742,000 |