Call reports 2025
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2025
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 321,468,000 | 336,493,000 | 342,236,000 | 350,930,000 |
| Total loans | 267,746,000 | 280,940,000 | 287,467,000 | 292,862,000 |
| Allowance for loan losses | 2,400,000 | 2,531,000 | 2,668,000 | 2,801,000 |
| Securities available for sale | 22,324,000 | 22,322,000 | 21,942,000 | 21,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,619,000 | 269,567,000 | 276,371,000 | 278,727,000 |
| Interest-bearing deposits | 239,007,000 | 254,767,000 | 256,227,000 | 256,495,000 |
| Noninterest-bearing deposits | 16,612,000 | 14,800,000 | 20,144,000 | 22,232,000 |
| Equity capital | 24,480,000 | 25,184,000 | 26,003,000 | 27,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,489,000 | 9,377,000 | 14,480,000 | 19,720,000 |
| Interest expense | 1,881,000 | 3,804,000 | 5,762,000 | 7,758,000 |
| Net interest income | 2,608,000 | 5,573,000 | 8,718,000 | 11,962,000 |
| Noninterest income | 629,000 | 1,440,000 | 2,336,000 | 3,201,000 |
| Noninterest expense | 2,691,000 | 5,514,000 | 8,453,000 | 11,025,000 |
| Provision for loan losses | 39,000 | 70,000 | 188,000 | 312,000 |
| Pretax income | 537,000 | 1,575,000 | 2,635,000 | 4,082,000 |
| Income tax | 80,000 | 287,000 | 512,000 | 772,000 |
| Net income | 457,000 | 1,288,000 | 2,123,000 | 3,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,186,000 | 25,804,000 | 26,399,000 | 27,336,000 |
| Total capital | 27,700,000 | 28,456,000 | 29,179,000 | 30,296,000 |
| Risk-weighted assets | 244,564,000 | 255,336,000 | 265,171,000 | 258,134,000 |