Call reports 2024
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2024
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 301,012,000 | 311,810,000 | 320,651,000 | 317,810,000 |
| Total loans | 252,817,000 | 262,967,000 | 264,192,000 | 262,674,000 |
| Allowance for loan losses | 2,214,000 | 2,270,000 | 2,319,000 | 2,413,000 |
| Securities available for sale | 24,580,000 | 23,195,000 | 23,708,000 | 21,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,553,000 | 237,365,000 | 250,313,000 | 241,747,000 |
| Interest-bearing deposits | 212,496,000 | 219,683,000 | 231,643,000 | 223,330,000 |
| Noninterest-bearing deposits | 16,057,000 | 17,682,000 | 18,670,000 | 18,417,000 |
| Equity capital | 21,827,000 | 23,245,000 | 23,988,000 | 24,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,995,000 | 8,160,000 | 12,805,000 | 17,438,000 |
| Interest expense | 1,845,000 | 3,711,000 | 5,773,000 | 7,814,000 |
| Net interest income | 2,150,000 | 4,449,000 | 7,032,000 | 9,624,000 |
| Noninterest income | 597,000 | 1,545,000 | 2,367,000 | 3,099,000 |
| Noninterest expense | 2,439,000 | 5,085,000 | 7,914,000 | 10,534,000 |
| Provision for loan losses | 37,000 | 75,000 | 169,000 | 223,000 |
| Pretax income | 308,000 | 931,000 | 1,453,000 | 2,110,000 |
| Income tax | 67,000 | 213,000 | 322,000 | 451,000 |
| Net income | 241,000 | 718,000 | 1,131,000 | 1,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,201,000 | 24,487,000 | 24,696,000 | 24,965,000 |
| Total capital | 25,539,000 | 26,857,000 | 27,121,000 | 27,486,000 |
| Risk-weighted assets | 220,297,000 | 242,407,000 | 231,769,000 | 237,218,000 |