Call reports 2023
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2023
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 261,461,000 | 271,924,000 | 287,964,000 | 295,609,000 |
| Total loans | 205,800,000 | 222,021,000 | 235,981,000 | 244,370,000 |
| Allowance for loan losses | 1,884,000 | 1,790,000 | 2,235,000 | 2,213,000 |
| Securities available for sale | 28,359,000 | 27,829,000 | 26,414,000 | 24,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,019,000 | 215,004,000 | 221,439,000 | 223,337,000 |
| Interest-bearing deposits | 200,602,000 | 207,424,000 | 204,557,000 | 205,607,000 |
| Noninterest-bearing deposits | 7,417,000 | 7,580,000 | 16,882,000 | 17,730,000 |
| Equity capital | 20,454,000 | 19,991,000 | 21,034,000 | 21,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,841,000 | 5,809,000 | 9,323,000 | 13,069,000 |
| Interest expense | 963,000 | 2,253,000 | 3,772,000 | 5,474,000 |
| Net interest income | 1,878,000 | 3,556,000 | 5,551,000 | 7,595,000 |
| Noninterest income | 477,000 | 1,064,000 | 1,982,000 | 2,795,000 |
| Noninterest expense | 2,004,000 | 4,340,000 | 6,912,000 | 9,354,000 |
| Provision for loan losses | 40,000 | 40,000 | 9,000 | -3,000 |
| Pretax income | 303,000 | 257,000 | 640,000 | 1,125,000 |
| Income tax | 62,000 | -10,000 | 72,000 | 180,000 |
| Net income | 241,000 | 267,000 | 568,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,995,000 | 21,811,000 | 22,994,000 | 23,189,000 |
| Total capital | 23,879,000 | 23,601,000 | 25,341,000 | 25,515,000 |
| Risk-weighted assets | 199,616,000 | 206,532,000 | 228,112,000 | 221,037,000 |