Call reports 2022
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2022
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 237,924,000 | 233,927,000 | 244,420,000 | 253,548,000 |
| Total loans | 166,317,000 | 180,013,000 | 192,140,000 | 197,444,000 |
| Allowance for loan losses | 2,057,000 | 1,661,000 | 1,719,000 | 1,830,000 |
| Securities available for sale | 30,279,000 | 29,005,000 | 28,249,000 | 28,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,071,000 | 195,850,000 | 200,791,000 | 195,759,000 |
| Interest-bearing deposits | 189,239,000 | 188,765,000 | 192,888,000 | 187,367,000 |
| Noninterest-bearing deposits | 7,832,000 | 7,085,000 | 7,903,000 | 8,392,000 |
| Equity capital | 18,096,000 | 17,532,000 | 18,314,000 | 18,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 4,395,000 | 7,015,000 | 9,692,000 |
| Interest expense | 294,000 | 613,000 | 1,034,000 | 1,664,000 |
| Net interest income | 1,800,000 | 3,782,000 | 5,981,000 | 8,028,000 |
| Noninterest income | 1,000,000 | 2,204,000 | 3,263,000 | 3,876,000 |
| Noninterest expense | 2,539,000 | 5,418,000 | 8,220,000 | 10,447,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 110,000 |
| Pretax income | 281,000 | 597,000 | 1,033,000 | 1,461,000 |
| Income tax | 59,000 | 63,000 | 154,000 | 247,000 |
| Net income | 222,000 | 534,000 | 879,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,238,000 | 19,417,000 | 20,654,000 | 20,434,000 |
| Total capital | 21,268,000 | 21,078,000 | 22,373,000 | 22,264,000 |
| Risk-weighted assets | 162,376,000 | 188,551,000 | 184,411,000 | 188,966,000 |