Call reports 2021
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2021
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 229,679,000 | 222,030,000 | 229,217,000 | 233,973,000 |
| Total loans | 158,722,000 | 162,348,000 | 164,337,000 | 160,514,000 |
| Allowance for loan losses | 1,990,000 | 2,028,000 | 2,032,000 | 2,037,000 |
| Securities available for sale | 25,145,000 | 27,310,000 | 26,508,000 | 29,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,404,000 | 174,055,000 | 179,166,000 | 187,827,000 |
| Interest-bearing deposits | 167,671,000 | 163,123,000 | 171,039,000 | 179,327,000 |
| Noninterest-bearing deposits | 11,733,000 | 10,932,000 | 8,127,000 | 8,500,000 |
| Equity capital | 18,108,000 | 18,396,000 | 19,003,000 | 19,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,068,000 | 4,307,000 | 6,650,000 | 8,730,000 |
| Interest expense | 398,000 | 766,000 | 1,098,000 | 1,403,000 |
| Net interest income | 1,670,000 | 3,541,000 | 5,552,000 | 7,327,000 |
| Noninterest income | 2,059,000 | 3,621,000 | 5,379,000 | 6,911,000 |
| Noninterest expense | 3,067,000 | 6,025,000 | 8,948,000 | 11,642,000 |
| Provision for loan losses | 30,000 | 51,000 | 51,000 | 51,000 |
| Pretax income | 649,000 | 1,077,000 | 1,933,000 | 2,499,000 |
| Income tax | 132,000 | 225,000 | 405,000 | 524,000 |
| Net income | 517,000 | 852,000 | 1,528,000 | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,924,000 | 18,159,000 | 18,835,000 | 19,135,000 |
| Total capital | 19,832,000 | 20,052,000 | — | 21,133,000 |
| Risk-weighted assets | 152,611,000 | 151,282,000 | — | 159,773,000 |