Call reports 2020
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2020
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 194,459,000 | 206,734,000 | 212,789,000 | 214,021,000 |
| Total loans | 147,755,000 | 161,344,000 | 170,869,000 | 157,438,000 |
| Allowance for loan losses | 1,671,000 | 1,900,000 | 1,932,000 | 1,936,000 |
| Securities available for sale | 13,085,000 | 13,176,000 | 11,840,000 | 14,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,948,000 | 150,577,000 | 155,020,000 | 159,951,000 |
| Interest-bearing deposits | 134,659,000 | 139,485,000 | 144,863,000 | 148,999,000 |
| Noninterest-bearing deposits | 9,289,000 | 11,092,000 | 10,157,000 | 10,952,000 |
| Equity capital | 16,142,000 | 16,628,000 | 17,342,000 | 17,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,126,000 | 6,287,000 | 8,393,000 |
| Interest expense | 522,000 | 1,004,000 | 1,472,000 | 1,904,000 |
| Net interest income | 1,556,000 | 3,122,000 | 4,815,000 | 6,489,000 |
| Noninterest income | 1,108,000 | 3,049,000 | 5,222,000 | 7,618,000 |
| Noninterest expense | 2,166,000 | 4,762,000 | 7,611,000 | 10,787,000 |
| Provision for loan losses | 100,000 | 342,000 | 362,000 | 362,000 |
| Pretax income | 380,000 | 1,049,000 | 2,017,000 | 2,920,000 |
| Income tax | 77,000 | 215,000 | 418,000 | 607,000 |
| Net income | 303,000 | 834,000 | 1,599,000 | 2,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,787,000 | 16,228,000 | 16,894,000 | 17,507,000 |
| Total capital | 17,456,000 | 18,067,000 | 18,826,000 | — |
| Risk-weighted assets | 131,860,000 | 147,107,000 | 155,688,000 | — |