Call reports 2019
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2019
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 163,195,000 | 168,872,000 | 177,695,000 | 181,872,000 |
| Total loans | 128,261,000 | 137,737,000 | 138,673,000 | 147,164,000 |
| Allowance for loan losses | 1,440,000 | 1,500,000 | 1,540,000 | 1,583,000 |
| Securities available for sale | 11,098,000 | 11,166,000 | 12,232,000 | 12,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,319,000 | 118,892,000 | 127,171,000 | 128,767,000 |
| Interest-bearing deposits | 106,261,000 | 111,311,000 | 117,695,000 | 119,504,000 |
| Noninterest-bearing deposits | 8,058,000 | 7,581,000 | 9,476,000 | 9,263,000 |
| Equity capital | 13,760,000 | 14,097,000 | 14,470,000 | 15,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,779,000 | 3,721,000 | 5,755,000 | 7,821,000 |
| Interest expense | 390,000 | 831,000 | 1,317,000 | 1,818,000 |
| Net interest income | 1,389,000 | 2,890,000 | 4,438,000 | 6,003,000 |
| Noninterest income | 539,000 | 1,308,000 | 2,511,000 | 3,559,000 |
| Noninterest expense | 1,708,000 | 3,573,000 | 5,769,000 | 7,888,000 |
| Provision for loan losses | 40,000 | 94,000 | 164,000 | 224,000 |
| Pretax income | 180,000 | 513,000 | 998,000 | 1,432,000 |
| Income tax | 27,000 | 87,000 | 183,000 | 270,000 |
| Net income | 153,000 | 426,000 | 815,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,787,000 | 13,970,000 | 14,329,000 | 15,096,000 |
| Total capital | 15,189,000 | 15,441,000 | 15,843,000 | 16,700,000 |
| Risk-weighted assets | 111,220,000 | 117,688,000 | 121,115,000 | 128,272,000 |