Call reports 2018
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2018
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 144,133,000 | 154,155,000 | 148,342,000 | 153,790,000 |
| Total loans | 110,285,000 | 117,150,000 | 120,984,000 | 124,816,000 |
| Allowance for loan losses | 1,300,000 | 1,290,000 | 1,350,000 | 1,400,000 |
| Securities available for sale | 14,299,000 | 13,207,000 | 13,085,000 | 10,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,119,000 | 108,239,000 | 101,347,000 | 104,082,000 |
| Interest-bearing deposits | 98,373,000 | 96,544,000 | 91,015,000 | 94,741,000 |
| Noninterest-bearing deposits | 10,746,000 | 11,695,000 | 10,332,000 | 9,341,000 |
| Equity capital | 12,980,000 | 13,112,000 | 13,324,000 | 13,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,082,000 | 4,792,000 | 6,529,000 |
| Interest expense | 195,000 | 414,000 | 688,000 | 991,000 |
| Net interest income | 1,298,000 | 2,668,000 | 4,104,000 | 5,538,000 |
| Noninterest income | 657,000 | 1,338,000 | 2,180,000 | 2,849,000 |
| Noninterest expense | 1,742,000 | 3,520,000 | 5,354,000 | 7,064,000 |
| Provision for loan losses | 25,000 | 42,000 | 89,000 | 138,000 |
| Pretax income | 188,000 | 444,000 | 841,000 | 1,185,000 |
| Income tax | 27,000 | 73,000 | 139,000 | 197,000 |
| Net income | 161,000 | 371,000 | 702,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,126,000 | 13,272,000 | 13,522,000 | 13,704,000 |
| Total capital | 14,363,000 | 14,574,000 | 14,859,000 | 15,083,000 |
| Risk-weighted assets | 97,481,000 | 103,835,000 | 105,683,000 | 109,873,000 |