Call reports 2017
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2017
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 144,723,000 | 143,281,000 | 144,174,000 | 144,977,000 |
| Total loans | 109,419,000 | 109,697,000 | 111,512,000 | 109,453,000 |
| Allowance for loan losses | 1,250,000 | 1,175,000 | 1,235,000 | 1,310,000 |
| Securities available for sale | 15,878,000 | 13,945,000 | 14,849,000 | 14,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,209,000 | 100,060,000 | 102,991,000 | 104,654,000 |
| Interest-bearing deposits | 93,307,000 | 90,017,000 | 93,183,000 | 92,961,000 |
| Noninterest-bearing deposits | 9,902,000 | 10,043,000 | 9,808,000 | 11,693,000 |
| Equity capital | 12,398,000 | 12,416,000 | 12,702,000 | 13,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 3,002,000 | 4,523,000 | 6,024,000 |
| Interest expense | 180,000 | 377,000 | 577,000 | 773,000 |
| Net interest income | 1,296,000 | 2,625,000 | 3,946,000 | 5,251,000 |
| Noninterest income | 693,000 | 1,858,000 | 3,032,000 | 3,975,000 |
| Noninterest expense | 1,794,000 | 3,887,000 | 5,845,000 | 7,720,000 |
| Provision for loan losses | 82,000 | 472,000 | 558,000 | 586,000 |
| Pretax income | 113,000 | 124,000 | 575,000 | 920,000 |
| Income tax | 35,000 | 37,000 | 135,000 | 12,000 |
| Net income | 78,000 | 87,000 | 440,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,413,000 | 12,362,000 | 12,650,000 | 13,076,000 |
| Total capital | 13,605,000 | 13,557,000 | 13,907,000 | 14,307,000 |
| Risk-weighted assets | 93,748,000 | 95,063,000 | 98,930,000 | 97,619,000 |