Call reports 2016
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2016
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 138,438,000 | 140,313,000 | 143,188,000 | 141,903,000 |
| Total loans | 111,181,000 | 112,258,000 | 113,234,000 | 108,072,000 |
| Allowance for loan losses | 1,375,000 | 1,345,000 | 1,270,000 | 1,150,000 |
| Securities available for sale | 14,439,000 | 14,346,000 | 15,587,000 | 15,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,657,000 | 91,297,000 | 95,511,000 | 95,820,000 |
| Interest-bearing deposits | 83,334,000 | 82,670,000 | 86,576,000 | 86,095,000 |
| Noninterest-bearing deposits | 8,323,000 | 8,627,000 | 8,935,000 | 9,725,000 |
| Equity capital | 12,136,000 | 12,257,000 | 12,463,000 | 12,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,480,000 | 2,995,000 | 4,481,000 | 5,996,000 |
| Interest expense | 170,000 | 341,000 | 516,000 | 696,000 |
| Net interest income | 1,310,000 | 2,654,000 | 3,965,000 | 5,300,000 |
| Noninterest income | 799,000 | 1,793,000 | 3,019,000 | 3,990,000 |
| Noninterest expense | 1,735,000 | 3,775,000 | 5,833,000 | 7,800,000 |
| Provision for loan losses | 98,000 | 159,000 | 240,000 | 399,000 |
| Pretax income | 276,000 | 513,000 | 911,000 | 1,085,000 |
| Income tax | 89,000 | 162,000 | 287,000 | 340,000 |
| Net income | 187,000 | 351,000 | 624,000 | 745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,027,000 | 12,126,000 | 12,334,000 | 12,390,000 |
| Total capital | 13,184,000 | 13,296,000 | 13,530,000 | 13,556,000 |
| Risk-weighted assets | 92,171,000 | 92,952,000 | 94,563,000 | 93,127,000 |