Call reports 2015
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2015
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 133,847,000 | 137,146,000 | 136,782,000 | 140,522,000 |
| Total loans | 104,753,000 | 109,500,000 | 109,298,000 | 111,359,000 |
| Allowance for loan losses | 1,380,000 | 1,375,000 | 1,442,000 | 1,505,000 |
| Securities available for sale | 13,436,000 | 13,223,000 | 14,342,000 | 14,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,896,000 | 89,533,000 | 88,746,000 | 89,141,000 |
| Interest-bearing deposits | 82,509,000 | 80,200,000 | 80,532,000 | 79,956,000 |
| Noninterest-bearing deposits | 8,387,000 | 9,333,000 | 8,214,000 | 9,185,000 |
| Equity capital | 11,318,000 | 11,498,000 | 11,761,000 | 11,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 2,947,000 | 4,404,000 | 5,912,000 |
| Interest expense | 174,000 | 320,000 | 461,000 | 619,000 |
| Net interest income | 1,226,000 | 2,627,000 | 3,943,000 | 5,293,000 |
| Noninterest income | 876,000 | 1,827,000 | 2,800,000 | 3,641,000 |
| Noninterest expense | 1,609,000 | 3,401,000 | 5,118,000 | 6,769,000 |
| Provision for loan losses | 134,000 | 295,000 | 435,000 | 558,000 |
| Pretax income | 359,000 | 758,000 | 1,190,000 | 1,607,000 |
| Income tax | 116,000 | 244,000 | 384,000 | 517,000 |
| Net income | 243,000 | 514,000 | 806,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,194,000 | 11,415,000 | 11,657,000 | 11,891,000 |
| Total capital | 12,306,000 | 12,574,000 | 12,827,000 | 13,087,000 |
| Risk-weighted assets | 87,533,000 | 91,413,000 | 92,226,000 | 94,392,000 |