Call reports 2014
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2014
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 126,263,000 | 130,374,000 | 131,609,000 | 132,578,000 |
| Total loans | 95,911,000 | 102,537,000 | 102,794,000 | 104,823,000 |
| Allowance for loan losses | 1,430,000 | 1,450,000 | 1,301,000 | 1,340,000 |
| Securities available for sale | 15,798,000 | 14,514,000 | 14,347,000 | 13,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,352,000 | 96,160,000 | 94,648,000 | 90,419,000 |
| Interest-bearing deposits | 91,494,000 | 88,283,000 | 86,497,000 | 82,281,000 |
| Noninterest-bearing deposits | 7,858,000 | 7,877,000 | 8,151,000 | 8,138,000 |
| Equity capital | 10,597,000 | 10,750,000 | 10,956,000 | 11,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,682,000 | 4,104,000 | 5,540,000 |
| Interest expense | 161,000 | 330,000 | 498,000 | 665,000 |
| Net interest income | 1,168,000 | 2,352,000 | 3,606,000 | 4,875,000 |
| Noninterest income | 340,000 | 816,000 | 1,508,000 | 2,128,000 |
| Noninterest expense | 1,297,000 | 2,653,000 | 4,114,000 | 5,687,000 |
| Provision for loan losses | 98,000 | 191,000 | 332,000 | 461,000 |
| Pretax income | 113,000 | 350,000 | 694,000 | 881,000 |
| Income tax | 34,000 | 104,000 | 216,000 | 275,000 |
| Net income | 79,000 | 246,000 | 478,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,560,000 | 10,682,000 | 10,877,000 | 10,956,000 |
| Total capital | 11,588,000 | 11,765,000 | 11,979,000 | 12,065,000 |
| Risk-weighted assets | 80,991,000 | 85,113,000 | 86,598,000 | 87,234,000 |