Call reports 2013
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2013
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 126,036,000 | 119,450,000 | 123,311,000 | 125,273,000 |
| Total loans | 86,966,000 | 87,138,000 | 90,314,000 | 93,109,000 |
| Allowance for loan losses | 1,485,000 | 1,650,000 | 1,550,000 | 1,555,000 |
| Securities available for sale | 19,157,000 | 18,238,000 | 17,885,000 | 17,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,547,000 | 96,246,000 | 97,100,000 | 94,456,000 |
| Interest-bearing deposits | 93,503,000 | 88,866,000 | 89,327,000 | 87,056,000 |
| Noninterest-bearing deposits | 9,044,000 | 7,380,000 | 7,773,000 | 7,400,000 |
| Equity capital | 10,500,000 | 10,258,000 | 10,430,000 | 10,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,607,000 | 3,920,000 | 5,271,000 |
| Interest expense | 211,000 | 413,000 | 610,000 | 808,000 |
| Net interest income | 1,071,000 | 2,194,000 | 3,310,000 | 4,463,000 |
| Noninterest income | 293,000 | 729,000 | 1,152,000 | 1,474,000 |
| Noninterest expense | 1,195,000 | 2,484,000 | 3,681,000 | 4,940,000 |
| Provision for loan losses | 393,000 | 615,000 | 726,000 | 824,000 |
| Pretax income | -159,000 | -111,000 | 120,000 | 238,000 |
| Income tax | -55,000 | -40,000 | 33,000 | 66,000 |
| Net income | -104,000 | -71,000 | 87,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,248,000 | 10,281,000 | 10,443,000 | 10,522,000 |
| Total capital | 11,271,000 | 11,268,000 | 11,407,000 | 11,543,000 |
| Risk-weighted assets | 80,992,000 | 77,937,000 | 78,190,000 | 80,107,000 |