Call reports 2012
FIRST FEDERAL COMMUNITY BANK OF BUCYRUS — 2012
What FIRST FEDERAL COMMUNITY BANK OF BUCYRUS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 134,305,000 | 130,445,000 | 136,383,000 | 135,992,000 |
| Total loans | 87,596,000 | 87,417,000 | 86,758,000 | 87,243,000 |
| Allowance for loan losses | 1,750,000 | 1,675,000 | 1,750,000 | 1,735,000 |
| Securities available for sale | 21,170,000 | 23,303,000 | 23,469,000 | 23,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,742,000 | 104,384,000 | 110,109,000 | 111,180,000 |
| Interest-bearing deposits | 100,700,000 | 96,867,000 | 102,777,000 | 102,895,000 |
| Noninterest-bearing deposits | 7,042,000 | 7,517,000 | 7,332,000 | 8,285,000 |
| Equity capital | 13,604,000 | 13,109,000 | 13,315,000 | 11,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,402,000 | 2,800,000 | 4,136,000 | 5,446,000 |
| Interest expense | 295,000 | 574,000 | 835,000 | 1,077,000 |
| Net interest income | 1,107,000 | 2,226,000 | 3,301,000 | 4,369,000 |
| Noninterest income | 312,000 | 604,000 | 908,000 | 1,278,000 |
| Noninterest expense | 1,134,000 | 2,203,000 | 3,311,000 | 4,450,000 |
| Provision for loan losses | 79,000 | 253,000 | 347,000 | 435,000 |
| Pretax income | 214,000 | 451,000 | 620,000 | 831,000 |
| Income tax | 71,000 | 150,000 | 206,000 | 277,000 |
| Net income | 143,000 | 301,000 | 414,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,457,000 | 12,907,000 | 12,977,000 | 11,579,000 |
| Total capital | 14,438,000 | 13,909,000 | 14,000,000 | 12,564,000 |
| Risk-weighted assets | 78,865,000 | 79,514,000 | 81,021,000 | 81,606,000 |