Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,514,632,000 | 1,559,379,000 | 1,579,402,000 | 1,543,728,000 |
| Total loans | 1,243,158,000 | 1,281,419,000 | 1,306,419,000 | 1,273,781,000 |
| Allowance for loan losses | 10,577,000 | 11,154,000 | 11,458,000 | 10,815,000 |
| Securities available for sale | 57,449,000 | 57,955,000 | 58,680,000 | 55,157,000 |
| Securities held to maturity | 632,000 | 589,000 | 545,000 | 501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,152,629,000 | 1,100,962,000 | 1,195,317,000 | 1,166,326,000 |
| Interest-bearing deposits | 942,308,000 | 902,254,000 | 975,876,000 | 984,916,000 |
| Noninterest-bearing deposits | 210,321,000 | 198,708,000 | 219,441,000 | 181,410,000 |
| Equity capital | 140,760,000 | 144,144,000 | 147,024,000 | 147,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,803,000 | 39,026,000 | 59,619,000 | 79,976,000 |
| Interest expense | 10,010,000 | 20,787,000 | 32,728,000 | 43,560,000 |
| Net interest income | 8,793,000 | 18,239,000 | 26,891,000 | 36,416,000 |
| Noninterest income | 789,000 | 1,686,000 | 2,519,000 | 3,419,000 |
| Noninterest expense | 8,292,000 | 15,588,000 | 22,553,000 | 30,043,000 |
| Provision for loan losses | 520,000 | 1,040,000 | 1,560,000 | 1,760,000 |
| Pretax income | 330,000 | 2,857,000 | 4,857,000 | 7,692,000 |
| Income tax | -2,818,000 | -2,385,000 | -2,069,000 | -1,574,000 |
| Net income | 3,148,000 | 5,242,000 | 6,926,000 | 9,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,277,000 | 141,915,000 | 143,643,000 | 146,028,000 |
| Total capital | 150,700,000 | 154,914,000 | 156,788,000 | 158,589,000 |
| Risk-weighted assets | 1,053,539,000 | 1,075,038,000 | 1,051,445,000 | 1,019,633,000 |