Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,232,503,000 | 1,364,775,000 | 1,430,793,000 | 1,476,606,000 |
| Total loans | 1,015,442,000 | 1,122,401,000 | 1,180,913,000 | 1,216,610,000 |
| Allowance for loan losses | 10,187,000 | 10,691,000 | 11,072,000 | 10,337,000 |
| Securities available for sale | 60,612,000 | 59,423,000 | 57,264,000 | 58,240,000 |
| Securities held to maturity | 801,000 | 760,000 | 718,000 | 675,000 |
| Trading assets | 0 | 1,000 | 0 | 0 |
| Total deposits | 985,074,000 | 1,093,518,000 | 1,128,908,000 | 1,160,332,000 |
| Interest-bearing deposits | 737,839,000 | 864,725,000 | 909,956,000 | 934,114,000 |
| Noninterest-bearing deposits | 247,235,000 | 228,794,000 | 218,952,000 | 226,218,000 |
| Equity capital | 104,767,000 | 113,533,000 | 119,402,000 | 132,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,924,000 | 29,830,000 | 47,426,000 | 65,928,000 |
| Interest expense | 4,612,000 | 11,296,000 | 19,843,000 | 29,649,000 |
| Net interest income | 9,312,000 | 18,534,000 | 27,583,000 | 36,279,000 |
| Noninterest income | 742,000 | 1,656,000 | 2,538,000 | 3,267,000 |
| Noninterest expense | 6,938,000 | 14,424,000 | 21,858,000 | 29,238,000 |
| Provision for loan losses | 433,000 | 866,000 | 1,299,000 | 1,731,000 |
| Pretax income | 2,683,000 | 4,900,000 | 6,964,000 | 8,577,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,683,000 | 4,900,000 | 6,964,000 | 8,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,760,000 | 112,681,000 | 119,675,000 | 130,133,000 |
| Total capital | 115,793,000 | 125,218,000 | 132,593,000 | 142,317,000 |
| Risk-weighted assets | 985,530,000 | 1,076,975,000 | 1,075,007,000 | 1,069,853,000 |