Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 481,593,000 | 513,295,000 | 529,832,000 | 527,259,000 |
| Total loans | 439,645,000 | 473,928,000 | 496,812,000 | 491,033,000 |
| Allowance for loan losses | 6,006,000 | 5,632,000 | 5,941,000 | 5,986,000 |
| Securities available for sale | 15,915,000 | 16,882,000 | 14,558,000 | 14,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 33,000 | 48,000 | 47,000 | 9,000 |
| Total deposits | 394,508,000 | 400,578,000 | 416,500,000 | 425,723,000 |
| Interest-bearing deposits | 288,903,000 | 296,008,000 | 309,064,000 | 311,573,000 |
| Noninterest-bearing deposits | 105,605,000 | 104,569,000 | 107,436,000 | 114,150,000 |
| Equity capital | 48,389,000 | 49,352,000 | 50,817,000 | 52,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,713,000 | 11,822,000 | 18,773,000 | 25,363,000 |
| Interest expense | 1,105,000 | 2,490,000 | 4,059,000 | 5,547,000 |
| Net interest income | 4,608,000 | 9,332,000 | 14,714,000 | 19,816,000 |
| Noninterest income | 936,000 | 2,607,000 | 4,160,000 | 5,415,000 |
| Noninterest expense | 4,106,000 | 8,654,000 | 13,337,000 | 17,860,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 905,000 |
| Pretax income | 1,243,000 | 2,895,000 | 4,952,000 | 6,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,243,000 | 2,895,000 | 4,952,000 | 6,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,323,000 | 49,076,000 | 50,452,000 | 51,795,000 |
| Total capital | 53,345,000 | 54,450,000 | 56,027,000 | 57,303,000 |
| Risk-weighted assets | 400,665,000 | 429,707,000 | 445,533,000 | 440,072,000 |