Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 431,414,000 | 458,058,000 | 448,687,000 | 441,375,000 |
| Total loans | 376,634,000 | 410,103,000 | 401,792,000 | 395,294,000 |
| Allowance for loan losses | 4,848,000 | 4,955,000 | 5,070,000 | 4,904,000 |
| Securities available for sale | 28,589,000 | 27,944,000 | 26,825,000 | 25,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 166,000 | 187,000 | 226,000 | 205,000 |
| Total deposits | 330,388,000 | 343,096,000 | 342,599,000 | 345,370,000 |
| Interest-bearing deposits | 234,477,000 | 253,894,000 | 248,996,000 | 255,054,000 |
| Noninterest-bearing deposits | 95,911,000 | 89,202,000 | 93,602,000 | 90,316,000 |
| Equity capital | 42,558,000 | 43,283,000 | 44,150,000 | 43,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,853,000 | 10,187,000 | 15,504,000 | 20,585,000 |
| Interest expense | 452,000 | 954,000 | 1,523,000 | 2,122,000 |
| Net interest income | 4,401,000 | 9,233,000 | 13,981,000 | 18,463,000 |
| Noninterest income | 2,061,000 | 4,550,000 | 7,013,000 | 8,937,000 |
| Noninterest expense | 4,536,000 | 9,494,000 | 14,824,000 | 19,558,000 |
| Provision for loan losses | 234,000 | 468,000 | 543,000 | 720,000 |
| Pretax income | 1,692,000 | 3,821,000 | 5,627,000 | 7,122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,692,000 | 3,821,000 | 5,627,000 | 7,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,289,000 | 42,095,000 | 43,047,000 | 42,866,000 |
| Total capital | 45,693,000 | 47,003,000 | 47,911,000 | 47,648,000 |
| Risk-weighted assets | 351,744,000 | 392,565,000 | 388,900,000 | 382,432,000 |