Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 405,236,000 | 425,547,000 | 415,635,000 | 415,872,000 |
| Total loans | 353,163,000 | 373,415,000 | 366,434,000 | 362,158,000 |
| Allowance for loan losses | 4,141,000 | 4,382,000 | 4,454,000 | 4,427,000 |
| Securities available for sale | 31,861,000 | 30,336,000 | 30,115,000 | 29,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 175,000 | 258,000 | 181,000 | 85,000 |
| Total deposits | 316,458,000 | 323,110,000 | 327,656,000 | 324,896,000 |
| Interest-bearing deposits | 231,914,000 | 232,412,000 | 234,563,000 | 226,349,000 |
| Noninterest-bearing deposits | 84,545,000 | 90,697,000 | 93,093,000 | 98,547,000 |
| Equity capital | 39,549,000 | 40,527,000 | 41,925,000 | 40,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,565,000 | 9,515,000 | 14,441,000 | 19,207,000 |
| Interest expense | 362,000 | 791,000 | 1,241,000 | 1,693,000 |
| Net interest income | 4,203,000 | 8,724,000 | 13,200,000 | 17,514,000 |
| Noninterest income | 2,126,000 | 5,145,000 | 7,975,000 | 10,308,000 |
| Noninterest expense | 4,245,000 | 9,232,000 | 14,405,000 | 18,839,000 |
| Provision for loan losses | 234,000 | 468,000 | 546,000 | 846,000 |
| Pretax income | 1,850,000 | 4,169,000 | 6,224,000 | 8,137,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,850,000 | 4,169,000 | 6,224,000 | 8,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,033,000 | 39,278,000 | 40,501,000 | 39,669,000 |
| Total capital | 42,174,000 | 43,659,000 | 44,845,000 | 43,878,000 |
| Risk-weighted assets | 334,736,000 | 350,890,000 | 347,483,000 | 336,467,000 |