Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 324,018,000 | 353,172,000 | 357,981,000 | 387,100,000 |
| Total loans | 268,570,000 | 296,214,000 | 306,784,000 | 334,441,000 |
| Allowance for loan losses | 3,431,000 | 3,667,000 | 3,868,000 | 3,883,000 |
| Securities available for sale | 34,886,000 | 34,530,000 | 34,010,000 | 33,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 65,000 | 60,000 | 41,000 | 50,000 |
| Total deposits | 272,163,000 | 287,630,000 | 289,141,000 | 301,060,000 |
| Interest-bearing deposits | 205,242,000 | 214,517,000 | 211,538,000 | 220,704,000 |
| Noninterest-bearing deposits | 66,921,000 | 73,113,000 | 77,604,000 | 80,356,000 |
| Equity capital | 33,258,000 | 33,507,000 | 34,473,000 | 36,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,791,000 | 7,974,000 | 12,423,000 | 17,015,000 |
| Interest expense | 337,000 | 682,000 | 1,055,000 | 1,400,000 |
| Net interest income | 3,454,000 | 7,292,000 | 11,368,000 | 15,615,000 |
| Noninterest income | 1,230,000 | 2,685,000 | 4,137,000 | 5,563,000 |
| Noninterest expense | 3,703,000 | 7,707,000 | 11,740,000 | 15,446,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 680,000 |
| Pretax income | 801,000 | 1,910,000 | 3,225,000 | 5,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 801,000 | 1,910,000 | 3,225,000 | 5,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,895,000 | 31,974,000 | 32,894,000 | 35,253,000 |
| Total capital | 35,050,000 | 35,516,000 | 36,552,000 | 39,136,000 |
| Risk-weighted assets | 252,100,000 | 283,259,000 | 292,414,000 | 314,221,000 |