Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 317,498,000 | 314,872,000 | 316,314,000 | 308,212,000 |
| Total loans | 247,840,000 | 256,775,000 | 246,008,000 | 250,853,000 |
| Allowance for loan losses | 3,179,000 | 3,379,000 | 3,502,000 | 3,271,000 |
| Securities available for sale | 35,593,000 | 36,994,000 | 36,305,000 | 35,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 82,000 | 434,000 | 75,000 | 62,000 |
| Total deposits | 273,684,000 | 272,060,000 | 272,476,000 | 265,372,000 |
| Interest-bearing deposits | 213,164,000 | 207,842,000 | 207,227,000 | 199,546,000 |
| Noninterest-bearing deposits | 60,520,000 | 64,218,000 | 65,249,000 | 65,826,000 |
| Equity capital | 32,808,000 | 31,385,000 | 32,104,000 | 32,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,745,000 | 7,618,000 | 11,418,000 | 15,405,000 |
| Interest expense | 455,000 | 872,000 | 1,254,000 | 1,621,000 |
| Net interest income | 3,290,000 | 6,746,000 | 10,164,000 | 13,784,000 |
| Noninterest income | 2,011,000 | 4,219,000 | 6,188,000 | 7,612,000 |
| Noninterest expense | 4,463,000 | 9,068,000 | 13,387,000 | 16,589,000 |
| Provision for loan losses | 280,000 | 460,000 | 640,000 | 803,000 |
| Pretax income | 558,000 | 1,437,000 | 2,325,000 | 4,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 558,000 | 1,437,000 | 2,325,000 | 4,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,659,000 | 30,561,000 | 31,008,000 | 31,245,000 |
| Total capital | 33,689,000 | 33,670,000 | 33,991,000 | 34,256,000 |
| Risk-weighted assets | 242,226,000 | 249,168,000 | 238,120,000 | 241,730,000 |