Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 262,715,000 | 270,293,000 | 268,090,000 | 258,665,000 |
| Total loans | 189,973,000 | 189,199,000 | 188,403,000 | 181,728,000 |
| Allowance for loan losses | 2,025,000 | 2,169,000 | 2,333,000 | 2,457,000 |
| Securities available for sale | 56,719,000 | 53,256,000 | 62,094,000 | 60,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,438,000 | 229,010,000 | 226,281,000 | 224,318,000 |
| Interest-bearing deposits | 186,626,000 | 179,239,000 | 181,926,000 | 180,580,000 |
| Noninterest-bearing deposits | 43,812,000 | 49,771,000 | 44,355,000 | 43,737,000 |
| Equity capital | 20,147,000 | 24,846,000 | 26,341,000 | 24,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,720,000 | 7,605,000 | 11,415,000 | 15,185,000 |
| Interest expense | 955,000 | 1,839,000 | 2,677,000 | 3,512,000 |
| Net interest income | 2,765,000 | 5,766,000 | 8,738,000 | 11,673,000 |
| Noninterest income | 929,000 | 2,257,000 | 3,155,000 | 4,090,000 |
| Noninterest expense | 2,612,000 | 5,632,000 | 8,516,000 | 11,389,000 |
| Provision for loan losses | 224,000 | 584,000 | 809,000 | 1,159,000 |
| Pretax income | 925,000 | 1,874,000 | 2,775,000 | 3,432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 925,000 | 1,874,000 | 2,775,000 | 3,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,910,000 | 23,462,000 | 24,046,000 | 22,412,000 |
| Total capital | 20,935,000 | 25,631,000 | 26,359,000 | 24,651,000 |
| Risk-weighted assets | 180,614,000 | 181,276,000 | 184,995,000 | 178,940,000 |