Call reports 2008
FIRST NATIONAL BANK — 2008
What FIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 191,807,000 | 199,185,000 | 210,187,000 | 257,561,000 |
| Total loans | 163,052,000 | 165,818,000 | 174,919,000 | 174,591,000 |
| Allowance for loan losses | 1,681,000 | 1,737,000 | 1,828,000 | 1,852,000 |
| Securities available for sale | 7,979,000 | 7,695,000 | 10,227,000 | 53,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,574,000 | 179,998,000 | 190,492,000 | 232,456,000 |
| Interest-bearing deposits | 138,662,000 | 143,550,000 | 151,008,000 | 175,041,000 |
| Noninterest-bearing deposits | 33,912,000 | 36,448,000 | 39,484,000 | 57,415,000 |
| Equity capital | 18,068,000 | 17,974,000 | 18,283,000 | 18,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,203,000 | 6,390,000 | 9,681,000 | 13,212,000 |
| Interest expense | 1,180,000 | 2,204,000 | 3,197,000 | 4,219,000 |
| Net interest income | 2,023,000 | 4,186,000 | 6,484,000 | 8,993,000 |
| Noninterest income | 370,000 | 788,000 | 1,140,000 | 1,535,000 |
| Noninterest expense | 1,786,000 | 3,548,000 | 5,552,000 | 7,589,000 |
| Provision for loan losses | 70,000 | 190,000 | 308,000 | 426,000 |
| Pretax income | 532,000 | 1,231,000 | 1,759,000 | 2,562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 532,000 | 1,231,000 | 1,759,000 | 2,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,975,000 | 18,008,000 | 18,280,000 | 18,053,000 |
| Total capital | 19,656,000 | 19,745,000 | 20,108,000 | 19,905,000 |
| Risk-weighted assets | 180,306,000 | 181,805,000 | 186,214,000 | 177,403,000 |