Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 178,505,000 | 184,798,000 | 190,719,000 | 192,568,000 |
| Total loans | 146,244,000 | 153,143,000 | 158,789,000 | 160,216,000 |
| Allowance for loan losses | 1,491,000 | 1,578,000 | 1,650,000 | 1,677,000 |
| Securities available for sale | 17,662,000 | 16,687,000 | 14,828,000 | 12,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,635,000 | 160,778,000 | 172,097,000 | 173,805,000 |
| Interest-bearing deposits | 123,139,000 | 123,621,000 | 133,351,000 | 130,216,000 |
| Noninterest-bearing deposits | 37,496,000 | 37,157,000 | 38,746,000 | 43,589,000 |
| Equity capital | 16,789,000 | 16,797,000 | 17,228,000 | 17,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,438,000 | 9,850,000 | 13,475,000 |
| Interest expense | 1,051,000 | 2,199,000 | 3,438,000 | 4,807,000 |
| Net interest income | 2,106,000 | 4,239,000 | 6,412,000 | 8,668,000 |
| Noninterest income | 249,000 | 512,000 | 754,000 | 1,127,000 |
| Noninterest expense | 1,766,000 | 3,523,000 | 5,263,000 | 7,063,000 |
| Provision for loan losses | 110,000 | 200,000 | 335,000 | 375,000 |
| Pretax income | 479,000 | 1,028,000 | 1,568,000 | 2,353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 479,000 | 1,028,000 | 1,568,000 | 2,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,994,000 | 17,112,000 | 17,373,000 | 17,565,000 |
| Total capital | 18,485,000 | 18,690,000 | 19,023,000 | 19,242,000 |
| Risk-weighted assets | 155,498,000 | 165,516,000 | 172,005,000 | 174,291,000 |