Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 160,570,000 | 164,140,000 | 178,416,000 | 174,358,000 |
| Total loans | 123,301,000 | 131,278,000 | 138,135,000 | 137,984,000 |
| Allowance for loan losses | 1,268,000 | 1,365,000 | 1,396,000 | 1,407,000 |
| Securities available for sale | 23,853,000 | 21,469,000 | 18,108,000 | 17,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,637,000 | 139,601,000 | 160,604,000 | 157,009,000 |
| Interest-bearing deposits | 106,160,000 | 100,703,000 | 121,697,000 | 117,640,000 |
| Noninterest-bearing deposits | 37,477,000 | 38,898,000 | 38,907,000 | 39,369,000 |
| Equity capital | 16,008,000 | 16,146,000 | 16,750,000 | 16,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,305,000 | 8,213,000 | 11,292,000 |
| Interest expense | 668,000 | 1,404,000 | 2,301,000 | 3,415,000 |
| Net interest income | 1,885,000 | 3,901,000 | 5,912,000 | 7,877,000 |
| Noninterest income | 256,000 | 635,000 | 924,000 | 1,213,000 |
| Noninterest expense | 1,716,000 | 3,331,000 | 4,916,000 | 6,703,000 |
| Provision for loan losses | 70,000 | 160,000 | 210,000 | 230,000 |
| Pretax income | 355,000 | 1,045,000 | 1,687,000 | 2,134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 355,000 | 1,045,000 | 1,687,000 | 2,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,416,000 | 16,683,000 | 17,043,000 | 16,641,000 |
| Total capital | 17,684,000 | 18,048,000 | 18,439,000 | 18,048,000 |
| Risk-weighted assets | 138,391,000 | 142,742,000 | 152,434,000 | 147,328,000 |