Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 148,067,000 | 152,054,000 | 160,790,000 | 165,146,000 |
| Total loans | 112,886,000 | 117,512,000 | 117,650,000 | 116,111,000 |
| Allowance for loan losses | 1,199,000 | 1,239,000 | 1,229,000 | 1,213,000 |
| Securities available for sale | 17,491,000 | 18,790,000 | 17,723,000 | 23,010,000 |
| Securities held to maturity | 989,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,452,000 | 136,137,000 | 144,301,000 | 149,458,000 |
| Interest-bearing deposits | 102,264,000 | 106,310,000 | 110,538,000 | 110,130,000 |
| Noninterest-bearing deposits | 30,188,000 | 29,827,000 | 33,763,000 | 39,328,000 |
| Equity capital | 14,801,000 | 15,021,000 | 15,478,000 | 14,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,137,000 | 4,449,000 | 6,852,000 | 9,349,000 |
| Interest expense | 495,000 | 1,022,000 | 1,648,000 | 2,328,000 |
| Net interest income | 1,642,000 | 3,427,000 | 5,204,000 | 7,021,000 |
| Noninterest income | 254,000 | 533,000 | 966,000 | 1,207,000 |
| Noninterest expense | 1,406,000 | 2,789,000 | 4,217,000 | 5,587,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 110,000 |
| Pretax income | 490,000 | 1,111,000 | 1,893,000 | 2,531,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 490,000 | 1,111,000 | 1,893,000 | 2,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,997,000 | 15,163,000 | 15,664,000 | 15,175,000 |
| Total capital | 16,196,000 | 16,402,000 | 16,893,000 | 16,388,000 |
| Risk-weighted assets | 117,810,000 | 125,604,000 | 131,369,000 | 132,120,000 |