Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 146,883,000 | 143,567,000 | 146,736,000 | 150,172,000 |
| Total loans | 116,921,000 | 109,688,000 | 113,768,000 | 113,642,000 |
| Allowance for loan losses | 1,395,000 | 1,288,000 | 1,197,000 | 1,202,000 |
| Securities available for sale | 19,946,000 | 19,105,000 | 17,751,000 | 18,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,965,000 | 128,616,000 | 131,075,000 | 134,807,000 |
| Interest-bearing deposits | 95,229,000 | 98,702,000 | 103,113,000 | 102,774,000 |
| Noninterest-bearing deposits | 29,736,000 | 29,914,000 | 27,962,000 | 32,033,000 |
| Equity capital | 14,396,000 | 14,195,000 | 14,824,000 | 14,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,068,000 | 4,251,000 | 6,418,000 | 8,821,000 |
| Interest expense | 421,000 | 847,000 | 1,297,000 | 1,782,000 |
| Net interest income | 1,647,000 | 3,404,000 | 5,121,000 | 7,039,000 |
| Noninterest income | 223,000 | 531,000 | 827,000 | 1,075,000 |
| Noninterest expense | 1,241,000 | 2,590,000 | 3,964,000 | 5,428,000 |
| Provision for loan losses | 0 | 55,000 | 120,000 | 180,000 |
| Pretax income | 630,000 | 1,291,000 | 1,865,000 | 2,507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 630,000 | 1,291,000 | 1,865,000 | 2,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,053,000 | 14,349,000 | 14,702,000 | 14,592,000 |
| Total capital | 15,448,000 | 15,637,000 | 15,899,000 | 15,794,000 |
| Risk-weighted assets | 122,120,000 | 115,627,000 | 118,814,000 | 119,617,000 |