Call reports 2003
FIRST NATIONAL BANK — 2003
What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 143,969,000 | 154,749,000 | 151,887,000 | 147,348,000 |
| Total loans | 103,570,000 | 104,682,000 | 114,567,000 | 113,357,000 |
| Allowance for loan losses | 925,000 | 1,109,000 | 1,366,000 | 1,442,000 |
| Securities available for sale | 22,632,000 | 24,768,000 | 27,780,000 | 23,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,719,000 | 140,933,000 | 138,110,000 | 132,108,000 |
| Interest-bearing deposits | 106,483,000 | 107,379,000 | 107,434,000 | 97,037,000 |
| Noninterest-bearing deposits | 27,236,000 | 33,554,000 | 30,676,000 | 35,071,000 |
| Equity capital | 9,470,000 | 12,995,000 | 12,947,000 | 13,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,010,000 | 4,130,000 | 6,320,000 | 8,472,000 |
| Interest expense | 603,000 | 1,162,000 | 1,690,000 | 2,175,000 |
| Net interest income | 1,407,000 | 2,968,000 | 4,630,000 | 6,297,000 |
| Noninterest income | 261,000 | 596,000 | 965,000 | 1,218,000 |
| Noninterest expense | 1,303,000 | 2,574,000 | 3,839,000 | 5,078,000 |
| Provision for loan losses | 220,000 | 745,000 | 1,025,000 | 1,146,000 |
| Pretax income | 145,000 | 245,000 | 731,000 | 1,295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 245,000 | 731,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,146,000 | 12,461,000 | 12,746,000 | 13,113,000 |
| Total capital | 10,071,000 | 13,570,000 | 14,112,000 | 14,555,000 |
| Risk-weighted assets | 109,183,000 | 114,016,000 | 123,519,000 | 122,799,000 |