Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 114,226,000 | 117,588,000 | 121,103,000 | 138,055,000 |
| Total loans | 86,377,000 | 90,697,000 | 95,024,000 | 101,760,000 |
| Allowance for loan losses | 927,000 | 949,000 | 995,000 | 1,065,000 |
| Securities available for sale | 17,849,000 | 15,340,000 | 13,299,000 | 17,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,452,000 | 102,144,000 | 110,705,000 | 127,440,000 |
| Interest-bearing deposits | 83,722,000 | 81,491,000 | 87,060,000 | 98,831,000 |
| Noninterest-bearing deposits | 20,730,000 | 20,653,000 | 23,645,000 | 28,609,000 |
| Equity capital | 9,052,000 | 9,251,000 | 9,570,000 | 9,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,944,000 | 3,880,000 | 5,793,000 | 7,903,000 |
| Interest expense | 642,000 | 1,232,000 | 1,815,000 | 2,461,000 |
| Net interest income | 1,302,000 | 2,648,000 | 3,978,000 | 5,442,000 |
| Noninterest income | 214,000 | 442,000 | 701,000 | 1,002,000 |
| Noninterest expense | 1,035,000 | 2,073,000 | 3,181,000 | 4,278,000 |
| Provision for loan losses | 90,000 | 256,000 | 331,000 | 406,000 |
| Pretax income | 391,000 | 761,000 | 1,167,000 | 1,760,000 |
| Income tax | -44,000 | -44,000 | -44,000 | -44,000 |
| Net income | 435,000 | 805,000 | 1,211,000 | 1,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,949,000 | 9,022,000 | 9,278,000 | 9,526,000 |
| Total capital | 9,876,000 | 9,971,000 | 10,273,000 | 10,591,000 |
| Risk-weighted assets | 85,942,000 | 92,618,000 | 94,455,000 | 103,820,000 |