Call reports 2009
COMMUNITY FIRST BANK — 2009
What COMMUNITY FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 254,581,000 | 250,149,000 | 242,916,000 |
| Total loans | 179,572,000 | 176,436,000 | 175,092,000 |
| Allowance for loan losses | 2,551,000 | 2,920,000 | 2,842,000 |
| Securities available for sale | 54,258,000 | 52,282,000 | 49,347,000 |
| Securities held to maturity | 5,240,000 | 5,239,000 | 5,218,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 174,554,000 | 175,707,000 | 177,896,000 |
| Interest-bearing deposits | 157,133,000 | 157,749,000 | 158,672,000 |
| Noninterest-bearing deposits | 17,421,000 | 17,958,000 | 19,224,000 |
| Equity capital | 18,384,000 | 18,744,000 | 17,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 3,661,000 | 7,185,000 | 10,656,000 |
| Interest expense | 1,382,000 | 2,759,000 | 4,139,000 |
| Net interest income | 2,279,000 | 4,426,000 | 6,517,000 |
| Noninterest income | 378,000 | 847,000 | 1,202,000 |
| Noninterest expense | 1,845,000 | 3,978,000 | 7,761,000 |
| Provision for loan losses | 0 | 426,000 | 496,000 |
| Pretax income | 812,000 | 648,000 | -1,171,000 |
| Income tax | 308,000 | 241,000 | -253,000 |
| Net income | 504,000 | 407,000 | -918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 19,459,000 | 19,363,000 | 18,008,000 |
| Total capital | 21,609,000 | 21,500,000 | 20,092,000 |
| Risk-weighted assets | 171,610,000 | 170,206,000 | 166,205,000 |