Call reports 2007
COMMUNITY FIRST BANK — 2007
What COMMUNITY FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 247,639,000 | 251,000,000 | 266,713,000 | 267,488,000 |
| Total loans | 161,198,000 | 167,321,000 | 165,201,000 | 169,610,000 |
| Allowance for loan losses | 2,458,000 | 2,510,000 | 2,491,000 | 2,553,000 |
| Securities available for sale | 68,537,000 | 63,232,000 | 81,538,000 | 76,275,000 |
| Securities held to maturity | 6,185,000 | 6,184,000 | 5,578,000 | 5,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,652,000 | 159,116,000 | 159,518,000 | 165,793,000 |
| Interest-bearing deposits | 145,175,000 | 141,216,000 | 142,274,000 | 150,080,000 |
| Noninterest-bearing deposits | 17,477,000 | 17,900,000 | 17,244,000 | 15,713,000 |
| Equity capital | 20,448,000 | 20,713,000 | 20,586,000 | 20,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,286,000 | 8,420,000 | 12,605,000 | 16,993,000 |
| Interest expense | 2,046,000 | 4,094,000 | 6,160,000 | 8,386,000 |
| Net interest income | 2,240,000 | 4,326,000 | 6,445,000 | 8,607,000 |
| Noninterest income | 460,000 | 878,000 | 1,290,000 | 1,694,000 |
| Noninterest expense | 1,630,000 | 3,258,000 | 4,862,000 | 6,451,000 |
| Provision for loan losses | 62,000 | 165,000 | 187,000 | 293,000 |
| Pretax income | 1,008,000 | 1,781,000 | 2,686,000 | 3,557,000 |
| Income tax | 349,000 | 616,000 | 927,000 | 1,237,000 |
| Net income | 659,000 | 1,165,000 | 1,759,000 | 2,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,458,000 | 20,822,000 | 21,273,000 | 21,692,000 |
| Total capital | 22,416,000 | 22,856,000 | 23,396,000 | 23,864,000 |
| Risk-weighted assets | 156,166,000 | 162,231,000 | 169,487,000 | 173,414,000 |