Call reports 2002
COMMUNITY FIRST BANK — 2002
What COMMUNITY FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 212,357,000 | 216,866,000 | 217,465,000 | 229,284,000 |
| Total loans | 120,510,000 | 121,749,000 | 120,503,000 | 125,023,000 |
| Allowance for loan losses | 1,794,000 | 1,770,000 | 1,675,000 | 1,755,000 |
| Securities available for sale | 71,689,000 | 75,386,000 | 76,078,000 | 81,099,000 |
| Securities held to maturity | 7,024,000 | 6,797,000 | 6,575,000 | 6,567,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,667,000 | 161,043,000 | 153,673,000 | 162,412,000 |
| Interest-bearing deposits | 133,671,000 | 146,099,000 | 138,381,000 | 148,529,000 |
| Noninterest-bearing deposits | 12,996,000 | 14,944,000 | 15,292,000 | 13,883,000 |
| Equity capital | 15,407,000 | 15,845,000 | 15,710,000 | 16,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,555,000 | 7,089,000 | 10,617,000 | 14,133,000 |
| Interest expense | 1,520,000 | 3,105,000 | 4,702,000 | 6,268,000 |
| Net interest income | 2,035,000 | 3,984,000 | 5,915,000 | 7,865,000 |
| Noninterest income | 352,000 | 725,000 | 1,065,000 | 1,435,000 |
| Noninterest expense | 1,398,000 | 2,827,000 | 4,265,000 | 5,744,000 |
| Provision for loan losses | 45,000 | 65,000 | 125,000 | 265,000 |
| Pretax income | 944,000 | 1,817,000 | 2,590,000 | 3,423,000 |
| Income tax | 358,000 | 690,000 | 927,000 | 1,249,000 |
| Net income | 586,000 | 1,127,000 | 1,663,000 | 2,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,879,000 | 15,271,000 | 15,658,000 | 16,020,000 |
| Total capital | 16,355,000 | 16,782,000 | 17,168,000 | 17,652,000 |
| Risk-weighted assets | 117,739,000 | 120,581,000 | 120,802,000 | 130,420,000 |