Call reports 2001
COMMUNITY FIRST BANK — 2001
What COMMUNITY FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 80,544,000 | 86,451,000 | 201,299,000 | 214,526,000 |
| Total loans | 44,142,000 | 44,381,000 | 126,577,000 | 125,100,000 |
| Allowance for loan losses | 663,000 | 672,000 | 1,722,000 | 1,586,000 |
| Securities available for sale | 24,671,000 | 31,251,000 | 53,464,000 | 63,439,000 |
| Securities held to maturity | 5,385,000 | 5,243,000 | 7,379,000 | 7,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,075,000 | 61,951,000 | 142,203,000 | 150,975,000 |
| Interest-bearing deposits | 50,367,000 | 54,974,000 | 127,562,000 | 136,188,000 |
| Noninterest-bearing deposits | 7,708,000 | 6,977,000 | 14,641,000 | 14,787,000 |
| Equity capital | 5,651,000 | 5,956,000 | 14,639,000 | 14,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,954,000 | 11,442,000 | 15,281,000 |
| Interest expense | 860,000 | 1,694,000 | 6,132,000 | 7,990,000 |
| Net interest income | 625,000 | 1,260,000 | 5,310,000 | 7,291,000 |
| Noninterest income | 265,000 | 448,000 | 1,231,000 | 1,770,000 |
| Noninterest expense | 495,000 | 993,000 | 4,368,000 | 6,036,000 |
| Provision for loan losses | 5,000 | 15,000 | 233,000 | 303,000 |
| Pretax income | 395,000 | 705,000 | 2,017,000 | 2,765,000 |
| Income tax | 162,000 | 264,000 | 777,000 | 1,053,000 |
| Net income | -176,000 | 32,000 | 831,000 | 1,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,522,000 | 5,729,000 | 14,377,000 | 14,442,000 |
| Total capital | 6,062,000 | 6,254,000 | 15,877,000 | 15,933,000 |
| Risk-weighted assets | 43,115,000 | 41,842,000 | 119,683,000 | 119,218,000 |