Call reports 2020
FIRST MUTUAL BANK, FSB — 2020
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 89,843,000 | 92,086,000 | 92,568,000 | 93,477,000 |
| Total loans | 43,733,000 | 47,355,000 | 48,819,000 | 48,838,000 |
| Allowance for loan losses | 128,000 | 139,000 | 152,000 | 155,000 |
| Securities available for sale | 23,666,000 | 23,844,000 | 22,113,000 | 25,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,307,000 | 78,624,000 | 79,233,000 | 80,264,000 |
| Interest-bearing deposits | 71,266,000 | 72,619,000 | 73,246,000 | 73,901,000 |
| Noninterest-bearing deposits | 5,041,000 | 6,005,000 | 5,987,000 | 6,363,000 |
| Equity capital | 12,217,000 | 12,276,000 | 12,149,000 | 12,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,490,000 | 2,164,000 | 2,829,000 |
| Interest expense | 84,000 | 162,000 | 235,000 | 301,000 |
| Net interest income | 731,000 | 1,328,000 | 1,929,000 | 2,528,000 |
| Noninterest income | 61,000 | 111,000 | 171,000 | 240,000 |
| Noninterest expense | 845,000 | 1,665,000 | 2,510,000 | 3,398,000 |
| Provision for loan losses | 7,000 | 23,000 | 34,000 | 45,000 |
| Pretax income | 42,000 | -96,000 | -260,000 | -441,000 |
| Income tax | 2,000 | -142,000 | -180,000 | -414,000 |
| Net income | 40,000 | 46,000 | -80,000 | -27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,274,000 | 7,313,000 | 7,220,000 | 7,321,000 |
| Total capital | 7,402,000 | — | — | — |
| Risk-weighted assets | 45,528,000 | — | — | — |