Call reports 2016
FIRST MUTUAL BANK, FSB — 2016
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,033,000 | 49,968,000 | 47,691,000 | 46,370,000 |
| Total loans | 35,227,000 | 33,074,000 | 31,471,000 | 28,234,000 |
| Allowance for loan losses | 550,000 | 520,000 | 483,000 | 0 |
| Securities available for sale | 2,556,000 | 1,543,000 | 2,517,000 | 2,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,474,000 | 38,581,000 | 38,367,000 | 38,143,000 |
| Interest-bearing deposits | 33,928,000 | 33,787,000 | 33,905,000 | 33,680,000 |
| Noninterest-bearing deposits | 4,546,000 | 4,794,000 | 4,462,000 | 4,463,000 |
| Equity capital | 7,602,000 | 7,444,000 | 7,317,000 | 5,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 755,000 | 1,104,000 | 219,000 |
| Interest expense | 61,000 | 123,000 | 182,000 | 22,000 |
| Net interest income | 329,000 | 632,000 | 922,000 | 197,000 |
| Noninterest income | 11,000 | 25,000 | 37,000 | 5,000 |
| Noninterest expense | 720,000 | 1,248,000 | 1,758,000 | 274,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 4,000 |
| Pretax income | -500,000 | -711,000 | -919,000 | -76,000 |
| Income tax | -180,000 | -232,000 | -319,000 | -26,000 |
| Net income | -320,000 | -479,000 | -600,000 | -50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,590,000 | 7,430,000 | 7,309,000 | 3,373,000 |
| Total capital | 7,943,000 | 7,767,000 | 7,627,000 | 3,373,000 |
| Risk-weighted assets | 28,108,000 | 26,824,000 | 25,281,000 | 24,146,000 |