Call reports 2013
FIRST MUTUAL BANK, FSB — 2013
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,647,000 | 50,032,000 | 51,931,000 | 52,918,000 |
| Total loans | 41,443,000 | 42,933,000 | 44,766,000 | 43,822,000 |
| Allowance for loan losses | 300,000 | 322,000 | 307,000 | 258,000 |
| Securities available for sale | 316,000 | 267,000 | 233,000 | 710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,956,000 | 37,282,000 | 37,081,000 | 37,590,000 |
| Interest-bearing deposits | 34,587,000 | 34,247,000 | 33,797,000 | 34,579,000 |
| Noninterest-bearing deposits | 3,369,000 | 3,035,000 | 3,284,000 | 3,011,000 |
| Equity capital | 8,191,000 | 8,280,000 | 8,347,000 | 8,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,084,000 | 1,634,000 | 2,170,000 |
| Interest expense | 72,000 | 143,000 | 219,000 | 302,000 |
| Net interest income | 468,000 | 941,000 | 1,415,000 | 1,868,000 |
| Noninterest income | 25,000 | 52,000 | 72,000 | 94,000 |
| Noninterest expense | 383,000 | 722,000 | 1,091,000 | 1,487,000 |
| Provision for loan losses | 23,000 | 48,000 | 83,000 | 130,000 |
| Pretax income | 87,000 | 223,000 | 313,000 | 345,000 |
| Income tax | 29,000 | 75,000 | 98,000 | 94,000 |
| Net income | 58,000 | 148,000 | 215,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,184,000 | 8,274,000 | 8,342,000 | 8,377,000 |
| Total capital | 8,484,000 | 8,596,000 | 8,649,000 | 8,635,000 |
| Risk-weighted assets | 30,868,000 | 32,380,000 | 34,308,000 | 33,921,000 |