Call reports 2010
FIRST MUTUAL BANK, FSB — 2010
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,147,000 | 49,366,000 | 49,318,000 | 48,456,000 |
| Total loans | 41,765,000 | 40,143,000 | 39,481,000 | 38,380,000 |
| Allowance for loan losses | 230,000 | 249,000 | 269,000 | 272,000 |
| Securities available for sale | 34,000 | 4,000 | 3,000 | 3,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,688,000 | 36,871,000 | 36,725,000 | 35,911,000 |
| Interest-bearing deposits | 34,804,000 | 34,881,000 | 33,930,000 | 33,879,000 |
| Noninterest-bearing deposits | 1,884,000 | 1,990,000 | 2,795,000 | 2,032,000 |
| Equity capital | 7,560,000 | 7,578,000 | 7,629,000 | 7,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,200,000 | 1,801,000 | 2,368,000 |
| Interest expense | 196,000 | 375,000 | 544,000 | 706,000 |
| Net interest income | 414,000 | 825,000 | 1,257,000 | 1,662,000 |
| Noninterest income | 24,000 | 52,000 | 80,000 | 106,000 |
| Noninterest expense | 350,000 | 704,000 | 1,054,000 | 1,351,000 |
| Provision for loan losses | 20,000 | 60,000 | 80,000 | 120,000 |
| Pretax income | 68,000 | 113,000 | 203,000 | 297,000 |
| Income tax | 13,000 | 34,000 | 73,000 | 107,000 |
| Net income | 55,000 | 79,000 | 130,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,557,000 | 7,580,000 | 7,632,000 | 7,692,000 |
| Total capital | 7,787,000 | 7,828,000 | 7,901,000 | 7,964,000 |
| Risk-weighted assets | 31,041,000 | 30,015,000 | 29,526,000 | 28,809,000 |