Call reports 2009
FIRST MUTUAL BANK, FSB — 2009
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 48,751,000 | 47,735,000 | 48,607,000 | 49,089,000 |
| Total loans | 40,904,000 | 41,372,000 | 42,477,000 | 41,733,000 |
| Allowance for loan losses | 281,000 | 275,000 | 249,000 | 257,000 |
| Securities available for sale | 631,000 | 104,000 | 90,000 | 62,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,548,000 | 36,473,000 | 35,246,000 | 36,726,000 |
| Interest-bearing deposits | 35,528,000 | 34,699,000 | 33,629,000 | 35,006,000 |
| Noninterest-bearing deposits | 2,020,000 | 1,774,000 | 1,617,000 | 1,720,000 |
| Equity capital | 7,330,000 | 7,383,000 | 7,462,000 | 7,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,237,000 | 1,859,000 | 2,496,000 |
| Interest expense | 256,000 | 492,000 | 708,000 | 925,000 |
| Net interest income | 352,000 | 745,000 | 1,151,000 | 1,571,000 |
| Noninterest income | 26,000 | 49,000 | 70,000 | 93,000 |
| Noninterest expense | 334,000 | 670,000 | 1,002,000 | 1,362,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 35,000 |
| Pretax income | 38,000 | 118,000 | 213,000 | 267,000 |
| Income tax | 9,000 | 36,000 | 59,000 | 65,000 |
| Net income | 29,000 | 82,000 | 154,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,329,000 | 7,382,000 | 7,453,000 | 7,502,000 |
| Total capital | 7,610,000 | 7,657,000 | 7,702,000 | 7,759,000 |
| Risk-weighted assets | 30,312,000 | 30,360,000 | 31,285,000 | 30,846,000 |