Call reports 2008
FIRST MUTUAL BANK, FSB — 2008
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 48,439,000 | 46,943,000 | 47,375,000 | 47,211,000 |
| Total loans | 41,165,000 | 41,721,000 | 40,948,000 | 41,086,000 |
| Allowance for loan losses | 287,000 | 286,000 | 287,000 | 295,000 |
| Securities available for sale | 959,000 | 848,000 | 686,000 | 658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,173,000 | 35,750,000 | 36,218,000 | 36,055,000 |
| Interest-bearing deposits | 35,357,000 | 33,721,000 | 34,413,000 | 34,462,000 |
| Noninterest-bearing deposits | 1,816,000 | 2,029,000 | 1,805,000 | 1,593,000 |
| Equity capital | 7,326,000 | 7,310,000 | 7,266,000 | 7,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,336,000 | 1,977,000 | 2,627,000 |
| Interest expense | 348,000 | 638,000 | 905,000 | 1,182,000 |
| Net interest income | 332,000 | 698,000 | 1,072,000 | 1,445,000 |
| Noninterest income | 21,000 | 50,000 | 74,000 | 98,000 |
| Noninterest expense | 319,000 | 645,000 | 967,000 | 1,295,000 |
| Provision for loan losses | 4,000 | 9,000 | 13,000 | 24,000 |
| Pretax income | 30,000 | 94,000 | 166,000 | 224,000 |
| Income tax | 8,000 | 30,000 | 54,000 | 76,000 |
| Net income | 22,000 | 64,000 | 112,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,174,000 | 7,216,000 | 7,263,000 | 7,300,000 |
| Total capital | 7,562,000 | 7,566,000 | 7,553,000 | 7,595,000 |
| Risk-weighted assets | 30,608,000 | 30,850,000 | 29,909,000 | 30,149,000 |