Call reports 2007
FIRST MUTUAL BANK, FSB — 2007
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,671,000 | 54,318,000 | 51,283,000 | 50,411,000 |
| Total loans | 40,856,000 | 41,999,000 | 41,883,000 | 42,389,000 |
| Allowance for loan losses | 316,000 | 320,000 | 293,000 | 285,000 |
| Securities available for sale | 7,824,000 | 7,787,000 | 5,285,000 | 3,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,732,000 | 44,293,000 | 42,704,000 | 40,057,000 |
| Interest-bearing deposits | 42,976,000 | 42,215,000 | 40,672,000 | 38,147,000 |
| Noninterest-bearing deposits | 1,756,000 | 2,078,000 | 2,032,000 | 1,910,000 |
| Equity capital | 7,424,000 | 7,433,000 | 7,462,000 | 7,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,470,000 | 2,211,000 | 2,924,000 |
| Interest expense | 416,000 | 837,000 | 1,263,000 | 1,656,000 |
| Net interest income | 316,000 | 633,000 | 948,000 | 1,268,000 |
| Noninterest income | 21,000 | 37,000 | 50,000 | 66,000 |
| Noninterest expense | 331,000 | 662,000 | 978,000 | 1,283,000 |
| Provision for loan losses | 5,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | 13,000 | 31,000 | 46,000 | 72,000 |
| Income tax | -3,000 | -4,000 | -5,000 | -6,000 |
| Net income | 16,000 | 35,000 | 51,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,090,000 | 7,108,000 | 7,124,000 | 7,152,000 |
| Total capital | 7,677,000 | 7,697,000 | 7,657,000 | 7,574,000 |
| Risk-weighted assets | 31,585,000 | 32,920,000 | 31,846,000 | 31,737,000 |