Call reports 2006
FIRST MUTUAL BANK, FSB — 2006
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,463,000 | 61,396,000 | 59,557,000 | 54,953,000 |
| Total loans | 39,706,000 | 42,081,000 | 40,540,000 | 41,148,000 |
| Allowance for loan losses | 358,000 | 344,000 | 340,000 | 323,000 |
| Securities available for sale | 16,176,000 | 15,578,000 | 15,310,000 | 10,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,712,000 | 53,193,000 | 49,559,000 | 46,955,000 |
| Interest-bearing deposits | 50,976,000 | 51,303,000 | 47,916,000 | 45,092,000 |
| Noninterest-bearing deposits | 1,736,000 | 1,890,000 | 1,643,000 | 1,863,000 |
| Equity capital | 7,271,000 | 7,240,000 | 7,414,000 | 7,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,519,000 | 2,306,000 | 3,075,000 |
| Interest expense | 363,000 | 790,000 | 1,250,000 | 1,696,000 |
| Net interest income | 382,000 | 729,000 | 1,056,000 | 1,379,000 |
| Noninterest income | 19,000 | 37,000 | 54,000 | 69,000 |
| Noninterest expense | 344,000 | 680,000 | 1,013,000 | 1,319,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 45,000 | 74,000 | 85,000 | 119,000 |
| Income tax | 18,000 | 25,000 | 27,000 | 38,000 |
| Net income | 27,000 | 49,000 | 58,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,020,000 | 7,042,000 | 7,050,000 | 7,073,000 |
| Total capital | 7,702,000 | 7,688,000 | 7,743,000 | 7,712,000 |
| Risk-weighted assets | 31,663,000 | 33,407,000 | 32,542,000 | 31,992,000 |