Call reports 2005
FIRST MUTUAL BANK, FSB — 2005
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,780,000 | 60,208,000 | 58,951,000 | 58,831,000 |
| Total loans | 37,524,000 | 37,759,000 | 37,669,000 | 37,541,000 |
| Allowance for loan losses | 343,000 | 329,000 | 327,000 | 352,000 |
| Securities available for sale | 16,947,000 | 17,049,000 | 16,773,000 | 16,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,247,000 | 52,293,000 | 51,191,000 | 51,060,000 |
| Interest-bearing deposits | 50,470,000 | 50,427,000 | 49,656,000 | 49,282,000 |
| Noninterest-bearing deposits | 1,777,000 | 1,866,000 | 1,535,000 | 1,778,000 |
| Equity capital | 7,001,000 | 7,365,000 | 7,259,000 | 7,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,414,000 | 2,140,000 | 2,865,000 |
| Interest expense | 289,000 | 599,000 | 925,000 | 1,247,000 |
| Net interest income | 403,000 | 815,000 | 1,215,000 | 1,618,000 |
| Noninterest income | 16,000 | 361,000 | 394,000 | 411,000 |
| Noninterest expense | 347,000 | 680,000 | 1,017,000 | 1,360,000 |
| Provision for loan losses | 22,000 | 22,000 | 22,000 | 47,000 |
| Pretax income | 50,000 | 474,000 | 570,000 | 622,000 |
| Income tax | 23,000 | 163,000 | 195,000 | 221,000 |
| Net income | 27,000 | 311,000 | 375,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,618,000 | 6,902,000 | 6,966,000 | 6,993,000 |
| Total capital | 7,297,000 | 7,578,000 | 7,593,000 | 7,692,000 |
| Risk-weighted assets | 29,554,000 | 29,808,000 | 29,821,000 | 30,081,000 |