Call reports 2004
FIRST MUTUAL BANK, FSB — 2004
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,510,000 | 55,705,000 | 56,864,000 | 57,821,000 |
| Total loans | 37,920,000 | 38,333,000 | 38,020,000 | 37,725,000 |
| Allowance for loan losses | 311,000 | 332,000 | 318,000 | 326,000 |
| Securities available for sale | 11,469,000 | 13,032,000 | 12,619,000 | 14,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,831,000 | 47,172,000 | 49,130,000 | 50,056,000 |
| Interest-bearing deposits | 46,272,000 | 45,663,000 | 47,518,000 | 48,360,000 |
| Noninterest-bearing deposits | 1,559,000 | 1,509,000 | 1,612,000 | 1,696,000 |
| Equity capital | 7,027,000 | 6,979,000 | 7,120,000 | 7,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,386,000 | 2,081,000 | 2,763,000 |
| Interest expense | 278,000 | 525,000 | 785,000 | 1,064,000 |
| Net interest income | 412,000 | 861,000 | 1,296,000 | 1,699,000 |
| Noninterest income | 13,000 | 25,000 | 39,000 | 55,000 |
| Noninterest expense | 320,000 | 638,000 | 975,000 | 1,299,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 82,000 | 203,000 | 325,000 | 398,000 |
| Income tax | 30,000 | 78,000 | 114,000 | 143,000 |
| Net income | 52,000 | 125,000 | 211,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,388,000 | 6,461,000 | 6,547,000 | 6,591,000 |
| Total capital | 7,030,000 | 7,144,000 | 7,212,000 | 7,309,000 |
| Risk-weighted assets | 29,404,000 | 29,650,000 | 29,137,000 | 29,109,000 |