Call reports 2003
FIRST MUTUAL BANK, FSB — 2003
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,110,000 | 51,868,000 | 53,377,000 | 55,869,000 |
| Total loans | 32,741,000 | 35,368,000 | 37,790,000 | 37,916,000 |
| Allowance for loan losses | 304,000 | 301,000 | 298,000 | 305,000 |
| Securities available for sale | 10,548,000 | 9,511,000 | 10,400,000 | 11,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,619,000 | 44,368,000 | 45,845,000 | 48,338,000 |
| Interest-bearing deposits | 42,695,000 | 43,202,000 | 44,552,000 | 46,893,000 |
| Noninterest-bearing deposits | 924,000 | 1,166,000 | 1,293,000 | 1,445,000 |
| Equity capital | 6,783,000 | 6,848,000 | 6,881,000 | 6,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,438,000 | 2,144,000 | 2,836,000 |
| Interest expense | 272,000 | 548,000 | 815,000 | 1,107,000 |
| Net interest income | 446,000 | 890,000 | 1,329,000 | 1,729,000 |
| Noninterest income | 15,000 | 28,000 | 41,000 | 52,000 |
| Noninterest expense | 315,000 | 611,000 | 936,000 | 1,247,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 123,000 | 262,000 | 419,000 | 496,000 |
| Income tax | 50,000 | 99,000 | 151,000 | 178,000 |
| Net income | 73,000 | 163,000 | 268,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,091,000 | 6,181,000 | 6,286,000 | 6,336,000 |
| Total capital | 6,712,000 | 6,784,000 | 6,873,000 | 6,933,000 |
| Risk-weighted assets | 26,923,000 | 27,658,000 | 28,940,000 | 29,460,000 |