Call reports 2002
FIRST MUTUAL BANK, FSB — 2002
What FIRST MUTUAL BANK, FSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,193,000 | 50,842,000 | 51,134,000 | 50,739,000 |
| Total loans | 33,519,000 | 33,569,000 | 32,855,000 | 32,788,000 |
| Allowance for loan losses | 273,000 | 293,000 | 309,000 | 280,000 |
| Securities available for sale | 10,185,000 | 10,843,000 | 10,892,000 | 11,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,132,000 | 43,589,000 | 43,729,000 | 43,269,000 |
| Interest-bearing deposits | 41,353,000 | 42,730,000 | 43,025,000 | 42,477,000 |
| Noninterest-bearing deposits | 779,000 | 859,000 | 704,000 | 792,000 |
| Equity capital | 6,375,000 | 6,577,000 | 6,687,000 | 6,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,527,000 | 2,277,000 | 2,999,000 |
| Interest expense | 324,000 | 646,000 | 969,000 | 1,269,000 |
| Net interest income | 444,000 | 881,000 | 1,308,000 | 1,730,000 |
| Noninterest income | 21,000 | 33,000 | 43,000 | 54,000 |
| Noninterest expense | 290,000 | 566,000 | 861,000 | 1,163,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 152,000 | 303,000 | 422,000 | 531,000 |
| Income tax | 59,000 | 111,000 | 151,000 | 173,000 |
| Net income | 93,000 | 192,000 | 271,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,753,000 | 5,852,000 | 5,931,000 | 6,018,000 |
| Total capital | 6,403,000 | 6,511,000 | 6,580,000 | 6,651,000 |
| Risk-weighted assets | 26,015,000 | 26,705,000 | 26,942,000 | 26,936,000 |