Call reports 2023
SIMPLYBANK. — 2023
What SIMPLYBANK. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 693,962,000 | 699,227,000 | 701,819,000 | 699,387,000 |
| Total loans | 529,466,000 | 533,233,000 | 526,193,000 | 519,328,000 |
| Allowance for loan losses | 6,306,000 | 6,722,000 | 6,658,000 | 6,688,000 |
| Securities available for sale | 85,226,000 | 82,143,000 | 77,621,000 | 81,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,722,000 | 610,985,000 | 619,604,000 | 626,864,000 |
| Interest-bearing deposits | 461,829,000 | 466,880,000 | 476,833,000 | 489,102,000 |
| Noninterest-bearing deposits | 148,893,000 | 144,105,000 | 142,771,000 | 137,762,000 |
| Equity capital | 61,214,000 | 60,951,000 | 55,439,000 | 61,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,358,000 | 17,853,000 | 26,953,000 | 36,505,000 |
| Interest expense | 977,000 | 2,443,000 | 4,601,000 | 7,121,000 |
| Net interest income | 7,381,000 | 15,410,000 | 22,352,000 | 29,384,000 |
| Noninterest income | 1,481,000 | 2,912,000 | 3,922,000 | 5,222,000 |
| Noninterest expense | 6,642,000 | 12,134,000 | 18,916,000 | 25,257,000 |
| Provision for loan losses | 225,000 | -1,138,000 | -1,063,000 | -988,000 |
| Pretax income | 1,995,000 | 7,326,000 | 8,421,000 | 10,337,000 |
| Income tax | 108,000 | 213,000 | 318,000 | 423,000 |
| Net income | 1,887,000 | 7,113,000 | 8,103,000 | 9,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,126,000 | 71,702,000 | 69,692,000 | 71,503,000 |