Call reports 2022
SIMPLYBANK. — 2022
What SIMPLYBANK. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 727,176,000 | 723,003,000 | 690,645,000 | 692,789,000 |
| Total loans | 524,416,000 | 537,696,000 | 537,794,000 | 544,059,000 |
| Allowance for loan losses | 5,205,000 | 5,711,000 | 6,378,000 | 6,914,000 |
| Securities available for sale | 96,952,000 | 91,392,000 | 85,906,000 | 84,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 658,084,000 | 658,462,000 | 627,627,000 | 608,390,000 |
| Interest-bearing deposits | 482,295,000 | 485,172,000 | 463,179,000 | 453,621,000 |
| Noninterest-bearing deposits | 175,789,000 | 173,290,000 | 164,448,000 | 154,769,000 |
| Equity capital | 59,703,000 | 55,836,000 | 54,010,000 | 57,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,270,000 | 14,513,000 | 22,270,000 | 30,425,000 |
| Interest expense | 389,000 | 718,000 | 1,018,000 | 1,483,000 |
| Net interest income | 6,881,000 | 13,795,000 | 21,252,000 | 28,942,000 |
| Noninterest income | 2,348,000 | 3,842,000 | 5,214,000 | 6,620,000 |
| Noninterest expense | 6,584,000 | 13,374,000 | 20,087,000 | 26,802,000 |
| Provision for loan losses | 400,000 | 850,000 | 1,300,000 | 1,750,000 |
| Pretax income | 2,245,000 | 3,413,000 | 5,079,000 | 7,010,000 |
| Income tax | 105,000 | 210,000 | 315,000 | 420,000 |
| Net income | 2,140,000 | 3,203,000 | 4,764,000 | 6,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,588,000 | 65,853,000 | 67,414,000 | 69,239,000 |