Call reports 2021
SIMPLYBANK. — 2021
What SIMPLYBANK. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 693,092,000 | 688,837,000 | 717,452,000 | 723,856,000 |
| Total loans | 488,217,000 | 483,340,000 | 488,613,000 | 501,333,000 |
| Allowance for loan losses | 6,238,000 | 6,526,000 | 5,338,000 | 5,651,000 |
| Securities available for sale | 99,868,000 | 96,770,000 | 92,920,000 | 99,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,536,000 | 613,351,000 | 642,579,000 | 650,610,000 |
| Interest-bearing deposits | 464,239,000 | 462,764,000 | 473,064,000 | 477,792,000 |
| Noninterest-bearing deposits | 154,297,000 | 150,587,000 | 169,515,000 | 172,818,000 |
| Equity capital | 63,945,000 | 65,960,000 | 64,741,000 | 63,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,096,000 | 14,305,000 | 21,426,000 | 29,080,000 |
| Interest expense | 670,000 | 1,233,000 | 1,739,000 | 2,213,000 |
| Net interest income | 6,426,000 | 13,072,000 | 19,687,000 | 26,867,000 |
| Noninterest income | 874,000 | 2,309,000 | 3,620,000 | 3,183,000 |
| Noninterest expense | 6,505,000 | 12,649,000 | 19,226,000 | 26,273,000 |
| Provision for loan losses | 300,000 | 500,000 | 2,050,000 | 2,400,000 |
| Pretax income | 495,000 | 2,232,000 | 2,031,000 | 1,377,000 |
| Income tax | 116,000 | 212,000 | 314,000 | 419,000 |
| Net income | 379,000 | 2,020,000 | 1,717,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,805,000 | 63,215,000 | 62,207,000 | 61,449,000 |
Machine access — free, no API key
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