Call reports 2019
SIMPLYBANK. — 2019
What SIMPLYBANK. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 346,902,000 | 365,358,000 | 368,081,000 | 361,128,000 |
| Total loans | 283,103,000 | 288,190,000 | 298,833,000 | 295,902,000 |
| Allowance for loan losses | 3,434,000 | 3,436,000 | 3,515,000 | 3,583,000 |
| Securities available for sale | 22,970,000 | 27,103,000 | 27,815,000 | 27,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,045,000 | 313,420,000 | 319,280,000 | 312,386,000 |
| Interest-bearing deposits | 238,231,000 | 250,634,000 | 256,241,000 | 253,141,000 |
| Noninterest-bearing deposits | 57,814,000 | 62,786,000 | 63,039,000 | 59,245,000 |
| Equity capital | 33,457,000 | 34,078,000 | 33,450,000 | 35,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,431,000 | 8,995,000 | 13,819,000 | 18,628,000 |
| Interest expense | 810,000 | 1,707,000 | 2,706,000 | 3,672,000 |
| Net interest income | 3,621,000 | 7,288,000 | 11,113,000 | 14,956,000 |
| Noninterest income | 541,000 | 1,251,000 | 1,143,000 | 2,272,000 |
| Noninterest expense | 3,002,000 | 6,610,000 | 10,317,000 | 12,845,000 |
| Provision for loan losses | 125,000 | 150,000 | 200,000 | 300,000 |
| Pretax income | 1,035,000 | 1,780,000 | 1,893,000 | 4,256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,035,000 | 1,780,000 | 1,893,000 | 4,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,536,000 | 33,867,000 | 33,421,000 | 35,700,000 |
| Total capital | 36,970,000 | 37,303,000 | 36,936,000 | 39,283,000 |
| Risk-weighted assets | 294,052,000 | 296,117,000 | 305,344,000 | 305,550,000 |